<html><head><meta http-equiv="Content-Type" content="text/html charset=windows-1252"><base href="x-msg://14/"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><br><div><br><div>Begin forwarded message:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>From: </b></span><span style="font-family:'Helvetica'; font-size:medium;">Kenneth Earl McLaurin Jr <<a href="mailto:kem228@cornell.edu">kem228@cornell.edu</a>><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Subject: </b></span><span style="font-family:'Helvetica'; font-size:medium;"><b>Public Financial Management Courses @ CCE Tompkins</b><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Date: </b></span><span style="font-family:'Helvetica'; font-size:medium;">November 2, 2015 11:32:49 AM EST<br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>To: </b></span><span style="font-family:'Helvetica'; font-size:medium;">TC-HSC-L <<a href="mailto:TC-HSC-L@list.cornell.edu">TC-HSC-L@list.cornell.edu</a>><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Reply-To: </b></span><span style="font-family:'Helvetica'; font-size:medium;">Kenneth Earl McLaurin Jr <<a href="mailto:kem228@cornell.edu">kem228@cornell.edu</a>><br></span></div><br><div lang="EN-US" link="blue" vlink="purple" style="font-family: Helvetica; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><div class="WordSection1" style="page: WordSection1; "><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">All,<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">Please find below information regarding upcoming Financial Management Courses @ CCE Tompkins.<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><b><span style="font-family: 'Times New Roman', serif; ">Making Ends Meet</span></b><b><o:p></o:p></b></div><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Saturday, November 21, 2015, 2:00 PM - 4:00 PM<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Thursday, December 10, 2015, 6:00 PM - 8:00 PM<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Tuesday, January 19, 2016, 2:00 PM - 4:00 PM<o:p></o:p></span></p><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><span style="font-family: 'Times New Roman', serif; "> </span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">“Making Ends Meet” is a basic financial management education program covering basic financial management techniques. We cover topics including goal setting, tracking spending, developing and using a spending plan, and maximizing resources.</span><span style="font-size: 11pt; "><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; "> </span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">This FREE workshop helps you learn to set financial goals, track spending, and get the most for your money! Join us and share your ideas about ways to save and utilize community resources. All participants receive a free assortment of money management tools.</span><span style="font-size: 11pt; "><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; "> </span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">Class size is limited; advance registration is required. Call (607) 272-2292 to reserve a seat, or ask for Kenneth McLaurin or email<a href="mailto:kem228@cornell.edu" style="color: purple; text-decoration: underline; ">kem228@cornell.edu</a><span class="Apple-converted-space"> </span>for more information.</span><span style="font-size: 11pt; "><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">- See more at:<span class="Apple-converted-space"> </span></span><span style="font-size: 11pt; "><a href="http://ccetompkins.org/events/2015/11/21/making-ends-meet#sthash.9BhJQjaj.dpuf" style="color: purple; text-decoration: underline; "><span style="color: rgb(17, 85, 204); ">“Making Ends Meet”</span></a><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div><h1 style="margin-right: 0in; margin-left: 0in; font-size: 24pt; font-family: 'Times New Roman', serif; font-weight: bold; margin-bottom: 6pt; "><span style="font-size: 11pt; ">Exploring Credit/Debt Management Issues</span><span style="font-size: 11pt; "><o:p></o:p></span></h1><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Friday, November 20, 2015, 2:00 PM - 4:00 PM<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Saturday, December 12, 2015, 3:00 PM - 5:00 PM<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Friday, January 15, 2016, 1:00 PM - 3:00 PM<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Thursday, January 28, 2016, 6:00 PM - 8:00 PM<o:p></o:p></span></p><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><span style="font-family: 'Times New Roman', serif; "> </span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">Exploring Credit/Debt Management Issues is a workshop that will help participants develop and understanding of the world of credit/debt-how it impacts their lives and how they can manage it successfully. Through the workshop participants will:</span><span style="font-size: 11pt; "><o:p></o:p></span></div><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Explore various types of credit available to them as consumers<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Learn how to determine the cost of various credit options<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Explore debt management strategies<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Discuss credit reports, how to obtain, how to correct errors, the impact of one’s credit score<o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; margin-bottom: 0.0001pt; text-indent: -0.25in; vertical-align: baseline; "><span style="font-size: 10pt; font-family: Symbol; "><span>·<span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman'; "> <span class="Apple-converted-space"> </span></span></span></span><span style="font-size: 11pt; ">Identify strategies for establishing or rebuilding credit<o:p></o:p></span></p><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; "> </span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">Class size is limited; advance registration is required. Call (607) 272-2292 to reserve a seat, or ask for Kenneth McLaurin or email<a href="mailto:kem228@cornell.edu" style="color: purple; text-decoration: underline; ">kem228@cornell.edu</a><span class="Apple-converted-space"> </span>for more information.</span><span style="font-size: 11pt; "><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 11pt; ">- See more at:</span><span style="font-size: 11pt; "><a href="http://ccetompkins.org/events/2015/11/20/exploring-credit-debt-management-issues#sthash.vqmeuzRD.dpuf" style="color: purple; text-decoration: underline; "><span style="color: rgb(17, 85, 204); "><span class="Apple-converted-space"> </span>Exploring Credit/Debt Management Issues</span></a><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">Thank you,<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">Kenneth E. McLaurin Jr.<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">Financial Management Educator<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; background-color: white; "><span style="color: rgb(34, 34, 34); "><a href="https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0CB8QFjAAahUKEwj55rChspLIAhVJKB4KHSVuDzU&url=http%3A%2F%2Fccetompkins.org%2F&usg=AFQjCNGPxpM2FXG14US3F5htGWyZc758yA&sig2=_0Fd1edYK-HtctyJU1bTAA" style="color: purple; text-decoration: underline; "><span style="color: rgb(102, 0, 153); ">Cornell Cooperative Extension of Tompkins County</span></a><o:p></o:p></span></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; ">615 Willow Ave, Ithaca, NY 14850<o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><a href="javascript:void(0)" title="Call via Hangouts" style="color: purple; text-decoration: underline; "><span style="color: rgb(26, 13, 171); background-color: white; background-position: initial initial; background-repeat: initial initial; ">(607) 272-2292</span></a><o:p></o:p></div><div style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif; "><o:p> </o:p></div></div><div id="cke_pastebin">________________________________________________________________________________</div><div id="cke_pastebin">To subscribe/unsubscribe from the HSC Listserv or review our guidelines, visit<a href="http://www.hsctc.org/listserve" style="color: purple; text-decoration: underline; ">www.hsctc.org/listserve</a></div><div> </div><div><strong>The Human Services Coalition of Tompkins County</strong><br><strong><span style="color: rgb(0, 0, 205); "><em>Celebrating 40 Years of Creating Solutions Together!</em></span></strong></div></div></blockquote></div><br></body></html>